Consent Agreement for Electronic Disclosures and Communications from MortgageHome

Please read this information carefully and print a copy and/or retain this information for future reference.

Introduction. You are submitting a request to be matched with MortgageHome. MortgageHome will provide you with competitive loan offers from lenders, brokers and/or investors. MortgageHome’s services are free to the consumer and are wholly completed online. Please see the "Terms of Use Agreement, incorporated herein by reference, for additional information, definitions and terms. MortgageHome can only provide you the benefits of its services by conducting its business electronically. In order to do this, we need your consent to provide you with certain disclosures, notices and other communications (“Disclosures and Communications”) in connection with your loan inquiry ("Loan Inquiry").

Electronic Disclosures and Communications. Disclosures and Communications will be provided to you (and on behalf of any individual designated by you) electronically either via your designated cell phone, email address and/or posted to your MyAccount established through www.mratequote.com.

Scope of Consent. Your consent to receive Disclosures and Communications and to do business electronically, and our agreement to do so, applies to this Loan Inquiry with MortgageHome and its participating Network of Lenders.

Consenting to Do Business Electronically. Before you decide to do business electronically with MortgageHome, you should consider whether you have the required hardware and software capabilities described below.

Hardware and Software Requirements. To access and retain the Disclosures and Communications electronically, you will need to use the following computer software and hardware:

  • Internet access with 128-bit encryption

  • Adobe Acrobat Reader 6 or higher

  • Ability to Print

  • Internet Explorer 8 or higher

  • Email Access

  • Firefox version 3.6 or higher

Withdrawing Consent. Because MortgageHome will provide the Disclosures and Communications to you instantaneously, you will not be able to withdraw your consent to do business electronically with MortgageHome during the Loan Inquiry process. However, after your Loan Inquiry is submitted, you may withdraw your consent to do business electronically in connection with your Loan Inquiry with MortgageHome at no cost to you. If you choose to withdraw your consent in connection with your Loan Inquiry, you can contact help@mratequote.com. If you decide to withdraw your consent, the legal validity and enforceability of electronic Disclosures and Communications previously provided to you will not be affected.

Changes to Your Contact Information. You should keep us informed of any change in your email or U.S. postal mailing address. You may contact MortgageHome by email at help@mratequote.com regarding any such changes.

PLEASE PRINT AND RETAIN A COPY OF THIS CONSENT AGREEMENT FOR YOUR RECORDS.